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srufolo1
srufolo1
9/11/2017 2:52:00 PM
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Platinum
Re: Yahoo Faces Litigation for Data Breaches
@afwriter Was just watching that movie about how Erin Brockovich fought PS&G for clients who got terminal diseases due to groundwater contamination. PS&G was responsible, of course, because they were using a highly cancerous form of chromium. But in another example of a large company that gets away with murder, they tried to use governmental immunities "to limit or defeat Plaintiffs' prosecution." So, you're correct. Guess that's the way it goes. In her perserverance, however, Brockovich was successful in winning the case.

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mhhf1ve
mhhf1ve
9/10/2017 8:32:02 PM
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Platinum
Re: Flimsy Argument
The PIN for un-freezing your credit strikes me as a strange way to secure your interests-- no two factor authentication? It's just as insecure as a SSN.

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mhhf1ve
mhhf1ve
9/10/2017 8:28:57 PM
User Rank
Platinum
Re: Flimsy Argument
Apparently there is a lesser known fourth credit agency, but I'm still unclear on what the barriers to entry there are to starting a credit agency. Presumably no one really wants to manage dozens of credit agencies if their info is hacked, but as you point out -- having only three agencies makes them the gatekeepers for many financial transactions.

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Michelle
Michelle
9/10/2017 7:58:55 PM
User Rank
Platinum
Re: Flimsy Argument
So true! I've wondered the same about other countries. 

Digitizing everything was supposed to be such a time-saver and so safe AND YET... here we are. I want to go back to analog some days.

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Michelle
Michelle
9/10/2017 7:57:00 PM
User Rank
Platinum
Re: Flimsy Argument
I've read something similar elsewhere as well. They may have changed PIN generating methods after all the publicity over the data breach. It would make good sense to fix the PIN right away.

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Michelle
Michelle
9/10/2017 7:55:56 PM
User Rank
Platinum
Re: Flimsy Argument
Exactly! Why do 3 agencies have so much power to grant/deny credit? They've become far too important.

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mhhf1ve
mhhf1ve
9/10/2017 6:36:16 PM
User Rank
Platinum
Re: Flimsy Argument
I have to wonder how other countries like Estonia or India have handled personal ID data breaches? Has anyone figured out how to prevent ID theft and fraud? 

It really makes you think twice about digitizing anything related to government services.. can e-voting be trusted.. ever? 

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mhhf1ve
mhhf1ve
9/10/2017 6:34:09 PM
User Rank
Platinum
Re: Flimsy Argument
Is that true? The PINs for un-freezing are not unique? That's crazy. Plus, they charge you a fee if you lose this stupid PIN that they created? How is that even fair or legal?

 

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mhhf1ve
mhhf1ve
9/10/2017 6:31:49 PM
User Rank
Platinum
Re: Flimsy Argument
> "I'm not a fan of the credit agencies either. I too have felt they have too much power and too much data."

Very true.. and I don't know why there aren't more credit agencies? What stops more from being created? Is there a lack of innovation in the credit monitoring industry? 

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Michelle
Michelle
9/10/2017 6:29:42 PM
User Rank
Platinum
Re: Flimsy Argument
I'm concerned about SSN myself. I wonder if the gov't can even handle the massive scale of reiussing numbers to those affected... It' difficult enough to get a single copy of a lost card.

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